JIUTAI RCB News

Starting from as low as 10%! Several Banks are significantly reducing the fees for selling Retirement Funds.

On December 31, according to the Securities Daily, recently, more and more banks have joined the ranks of fee reductions. Several banks, including Agricultural Bank Of China, MINSHENG BANK, and Bank of Qingdao, have successively announced to carry out promotional activities for the agency sales of Fund fee reductions, offering discounts such as 10% and 50% on certain public fund subscription fees.

Gelonghui FinanceDec 31, 2024 09:04

2025: The "spring" of the Banks arrives, resulting in a huge explosion in profits!

After experiencing a few years of ups and downs, 2025 may be the breakout year for Global large Banks!

Golden10 DataDec 30, 2024 16:13

Which bank has the highest dividend yield, and when will the interim dividend arrive?

China Merchants stated that in the A-share market, Ping An Bank, China Zheshang Bank, Xiamen Bank Co.,Ltd., and Bank of Shanghai have high dividend yields; the H-shares of China Construction Bank Corporation, Bank Of Communications, Chongqing Rural Commercial Bank, and Bank Of China also have relatively high dividend yields.

Investment Finance Cycle ResearchDec 25, 2024 10:37

Bank stocks have surged for several consecutive days, and the Hang Seng Index has recovered to 20,000 points. Bullish Signals from the fiscal side are favorable for the continuation of the rebound | Hong Kong stock barometer.

① The Hang Seng Index stands above the 20,000-point mark; why is it so strong in the short term? ② The fiscal side releases Bullish Signals; can it help sustain the rebound?

cls.cnDec 24, 2024 21:27

Who will be the first to implement the expectations of a reserve requirement ratio cut and interest rate reduction? Industry predictions suggest that the likelihood of a reserve requirement ratio cut by the end of the year is high, while the interest rate

① Currently, it has entered the observation period for policy effects, and the signals for reserve requirement ratio and interest rate cuts are unclear. The probability of an interest rate cut this week is low, but the likelihood of a reserve requirement cut before the end of the year is higher, and the interest rate cut may have to wait until 2025 for a suitable opportunity; ② A domestic interest rate cut may further increase short-term Exchange Rates pressure, and the probability of a short-term reserve requirement cut is greater than that of an interest rate cut. Recently, the Renminbi's exchange rate against the US dollar has declined, reflecting more of a passive depreciation nature.

cls.cnDec 24, 2024 19:01

Outperforming 92% of stocks within the year! The four major banks have reached a new high again, and this month they have all faced Shareholding reductions by financing clients.

① Today, the stock prices of the four major banks collectively reached new historical highs, with an average increase of nearly 47% year-to-date, outperforming 92% of individual stocks in the same period. ② Excluding new stock situations, there were 10 stocks that reached historical highs today, most of which, apart from the four major banks, are CNI Mid-Small Cap.Index stocks, with a relatively higher number in the Transportation sector. ③ This month, all four major banks experienced Shareholding by financing customers, with the Industrial And Commercial Bank Of China having nearly 0.2 billion yuan net sell-out in financing this month.

cls.cnDec 24, 2024 18:38

At the end of the year, the capital inflow dividend Assets for Hong Kong stocks in China Mainland Banking showed a collective short-term strength.

① What changes are occurring in the trend of end-of-year capital return to Assets? ② China Mainland Banking stocks in the Hong Kong market are collectively strengthening in the short term; which individual stocks are attracting capital attention?

cls.cnDec 23, 2024 15:48

Express News | CITIC SEC: Bank stocks will remain a strong direction with high certainty.

BreakingsDec 23, 2024 08:40

In order to respond to the "intense battle" next year? At the end of the year, many Banks are making intensive adjustments to their Business structure, and the special mechanism for the "five major articles" is gradually being established.

① First, merging the functions of the head office departments clearly indicates a reduction in costs and an increase in efficiency; second, a special department dedicated to the five major articles is being established. ② Retailing Crediting may become one of the focal points for Banks next year. ③ It is expected that the special institutions for the five major articles will be established gradually, as each one matures.

cls.cnDec 20, 2024 17:06

The LPR Quote for December has been released! The 1-year and 5-year rates remain unchanged.

More news, continuously updating.

wallstreetcnDec 20, 2024 09:00

Interest rates can reach 3%! Small and medium-sized Banks have densely launched high-interest products such as large-denomination certificates of deposit and special deposits. How will the pressure for short-term deposit strategies be relieved in the futu

① Some small and medium-sized Banks have engaged in such behavior, which somewhat contradicts the current downward trend of deposit interest rates, possibly being a short-term strategy taken to meet the funding Indicators in the short term. ② The overall trend of deposit interest rates may continue to decline in the future, and the recent rapid decline in bond market interest rates may also face some adjustments.

cls.cnDec 18, 2024 17:53

Encouraging to "seize the opportunities of moderately loose MMF policy," many local officials are intensively researching local Banks at the end of the year, is a good start for next year to be expected.

① In discussions with local officials, frequently mentioned keywords include comprehensive, accelerated, risk, and servicing the local economy. ② For Financial Institutions, "the moderately loose monetary policy from the central government brings opportunities while also posing challenges." ③ If some mechanisms for due diligence exemption can be provided, it is expected to ease the lending pressure on Banks.

cls.cnDec 18, 2024 17:09

The interest rates of the same industry certificates of deposit are rapidly declining, and under "moderately loose" conditions, there is hope to drop to 1.30%.

1. After the improvement in MMF transmission efficiency, the CD interest rate and the 7-day OMO rate will integrate within the next year. 2. Due to the faster decline of long-term bonds, the spread between the 10Y government bond and the 1Y CD has been compressing, and is currently at 13BP.

cls.cnDec 13, 2024 18:18

Ping An Securities: It is expected that the overall Net income growth rate of listed Banks will be 1% in 2025.

Gelonghui, December 13｜Ping An Securities released the annual strategy report for the Huaan CSI Banks ETF Feeder Fund-A for 2025, stating that looking ahead to 2025, insufficient effective demand and continued pressure on asset pricing levels remain important factors restricting the upward elasticity of bank profitability.

Gelonghui FinanceDec 13, 2024 13:39

The interest rates for consumer loans at some "2"-tier banks will decrease by 10 basis points again in December, while the lowest interest rate at major banks has already dropped by 50 basis points this year.

① The consumer loan products promoted by banks with extremely low interest rates are mostly aimed at high-quality customers, so it is important for customers to pay attention to the actual interest rate level when applying, and then decide whether to borrow. ② The reduction in personal consumer loan interest rates helps to lower the costs for holders of consumer crediting, promoting demand for consumer crediting, and thus driving consumption.

cls.cnDec 10, 2024 11:21

As the year-end approaches, many banks are warning about the "standard usage of credit cards" and will periodically take control measures against abnormal customers.

Since late November, more than ten banks have intensively issued reminders about the "standard use of credit cards," including several national commercial banks and many local small and medium-sized banks; on December 6, Qilu Bank issued a reminder that consumers must not rent or lend their credit cards, and it is prohibited for others to make repayments on their behalf, "irregular control will be implemented on abnormal customers."

cls.cnDec 9, 2024 13:40

There are still '2' in the range! Many local banks are intensively issuing large denomination certificates of deposit at the end of the year, and state-owned major banks and listed banks are also 'mixed in' among them.

①Especially since late November, around 20 local banks nationwide have intensively announced the issuance of large-denomination certificates of deposit. Moreover, some annualized interest rates are still above 2%. ②Recently, some state-owned major banks have "secretly" promoted their own large-denomination certificate of deposit products, and listed banks have also introduced related products.

cls.cnDec 5, 2024 13:55

In Fujian, the mortgage rate in many places has been adjusted to 3.1%. Experts believe that ultra-low interest rates are not sustainable. Banks are revising the "internal competition" trend.

① In multiple cities within Fujian Province, including Xiamen, Fuzhou, and Putian, the mortgage interest rate has been uniformly raised from 3.05% to 3.1%. ② The lack of clarity on the lower limit of the interest rate has led to intense price competition among banks, and this adjustment is a correction of the excessively low rates, which does not indicate a tightening of policy.

cls.cnDec 4, 2024 19:59

Zhongtai: The senior law significantly saves bank capital, and under the improved market preference, attention is paid to the performance of quality banks.

Zhongtai stated that the regulatory authorities have relaxed the acceptance of advanced capital method applications. Based on the case of China Merchants Bank, the advanced method significantly saves capital, with a core Tier 1 capital adequacy ratio about 2 percentage points higher than the weighted method. If the top tier listed banks subsequently implement the advanced method, it is expected to increase the core Tier 1 capital adequacy ratio of the top tier listed banks by more than 1 percentage point.

Zhitong FinanceDec 3, 2024 07:56

The no-card deposit and withdrawal business continues to tighten, with about 20 banks officially announcing adjustments to the business, leading to diffusion among small and medium banks since November.

① Since November, about 20 banks have announced restrictions on cardless deposit and withdrawal services. Throughout the year, at least 50 various banks, including state-owned banks, joint-stock banks, and small to medium-sized banks have successively announced tightened cardless services. ② From the announcements released by each bank, their reasons for adjusting cardless services are basically consistent—risk control.

cls.cnDec 2, 2024 11:42