Why did the fair value change income decline in the third quarter? The management of jiangsu changshu rural commercial bank stated two main reasons, but did not respond to whether there are results from the self-regulation investigation.
①Investors are concerned about the self-discipline investigation results of the national bond trading, with no response from the management. ②President Bao Jian explains the reasons for the decline in fair value change income in the third quarter. ③Secretary to the Board Tang Zhifeng responds to investors' demands for increased dividend payouts.
The continuous narrowing of interest rate spreads and the decline in interest income are dragging down the performance trend, how to solve it? jiangsu zijin rural commercial bank executives respond to hot issues such as interest rate spreads, dividends, a
1. It is expected that the full-year revenue and profit will be similar to previous years, and in the next stage, efforts will be made to improve the profit level through jiegoutiaozheng of the asset-liability structure, expense reduction, and increasing non-interest income; 2. The specific mid-term dividend plan will be determined by the board of directors based on the company's profit situation, cash flow status, and medium to long-term development plan.
Investment income surged by 148%, but it's challenging to boost revenue! chongqing rural commercial bank's third quarter report: Net interest margin further decreased to 1.61%, with a significant decline in net income from interest and fees.
Chongqing Rural Commercial Bank achieved revenue of 21.514 billion yuan in the first three quarters, a year-on-year decrease of 1.76%; net income attributable to mother was 10.308 billion yuan, a year-on-year increase of 3.55%.
Shanghai Agricultural Commercial Bank: net income in the first three quarters was 10.485 billion yuan, a year-on-year increase of 0.81%. Fee and commission income decreased by 16.45% year-on-year.
①Shanghai Rural Commercial Bank achieved revenue of 20.484 billion yuan in the first three quarters, a year-on-year increase of 0.34%; net income attributable to the parent company's shareholders was 10.485 billion yuan, a year-on-year increase of 0.81%. ②From the perspective of non-interest net income, fees and commissions decreased year-on-year, becoming a drag.
The first quarterly report of the A-share rural commercial bank has been released, with jiangsu changshu rural commercial bank's non-interest income ratio increasing to 17.53%, signs of a rising non-performing loan ratio persisting.
①jiansgu changshu rural commercial bank's non-interest income in the third quarter reached 1.467 billion yuan, further increasing to 17.53%, with investment income becoming the key driver of high performance growth; ②The trend of rising non-performing loan ratio is still difficult to contain, increasing to 0.77% in the third quarter, up another 0.01 percentage points from the mid-year report.
The fourth one this year! Zhang Hang's convertible bonds are about to expire and delist. Experts: a high proportion of redemptions will increase the pressure of debt repayment. The improvement in A-share market sentiment may drive debt-for-equity swaps.
1. The ratio of convertible bonds to equity conversion is relatively low, or unable to effectively alleviate banks' core tier one capital pressure, and increase the debt repayment pressure on banks' maturity date. 2. Currently, the conversion ratio of convertible bonds of Zhangjiagang Rural Commercial Bank is only 24.21%. With the boost in A-share market sentiment, the underlying stock price of Zhangjiagang Rural Commercial Bank is slightly higher than the conversion price, which may have a certain appeal to investors.