CA Stock MarketDetailed Quotes

VBNK VersaBank

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  • 19.220
  • +0.060+0.31%
15min DelayMarket Closed Jan 17 16:00 ET
624.88MMarket Cap12.90P/E (TTM)

VersaBank Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Oct 31, 2024
(Q4)Oct 31, 2024
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
(Q1)Jan 31, 2023
Total revenue
2.76%111.63M
-6.47%27.29M
0.51%27M
6.81%28.5M
11.32%28.85M
31.85%108.64M
20.29%29.17M
26.46%26.86M
43.20%26.69M
41.89%25.92M
Net interest income
2.60%102.66M
-5.10%24.9M
0.06%24.94M
6.64%26.24M
9.45%26.57M
30.50%100.05M
16.74%26.24M
24.26%24.93M
42.73%24.61M
43.76%24.27M
-Net interest income
24.46%285.42M
10.82%73.24M
19.23%71.65M
32.93%71.24M
39.81%69.29M
80.84%229.33M
57.09%66.09M
75.82%60.09M
107.35%53.6M
100.49%49.56M
-Including:Interest income from loans and lease
22.81%264.88M
8.36%67.1M
18.52%66.61M
30.36%66.1M
38.89%65.08M
75.08%215.69M
54.65%61.92M
69.47%56.21M
99.06%50.7M
91.14%46.86M
-Including:Other interest income
50.48%20.54M
47.38%6.14M
29.59%5.03M
78.04%5.15M
55.80%4.22M
276.29%13.65M
105.02%4.17M
283.70%3.88M
668.88%2.89M
1,213.59%2.71M
-Total interest expense
41.37%182.76M
21.30%48.34M
32.83%46.7M
55.25%45M
68.96%42.72M
157.79%129.28M
103.37%39.85M
149.10%35.16M
236.81%28.99M
222.74%25.29M
-Including:Interest expense for deposit
43.41%177.09M
22.42%47M
34.49%45.36M
57.87%43.47M
73.11%41.27M
176.89%123.49M
111.35%38.39M
164.99%33.73M
280.36%27.53M
268.54%23.84M
-Including:Interest expense for long term debt and capital securities
-2.11%5.67M
-8.16%1.34M
-6.27%1.35M
5.51%1.53M
0.48%1.45M
4.34%5.79M
2.03%1.46M
3.39%1.44M
6.22%1.45M
5.86%1.45M
Non interest income
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
38.87%2.28M
49.91%8.58M
65.30%2.93M
63.98%1.93M
49.03%2.08M
19.04%1.64M
-Other non interest income
4.59%8.98M
-18.75%2.38M
6.32%2.05M
8.82%2.26M
38.87%2.28M
49.91%8.58M
65.30%2.93M
63.98%1.93M
49.03%2.08M
19.04%1.64M
Credit losses provision
144.01%268K
-15.22%156K
100.58%1K
93.25%-16K
132.99%127K
-35.03%-609K
189.76%184K
-3.01%-171K
-203.85%-237K
-19,150.00%-385K
Non interest expense
13.35%57.11M
55.65%19.37M
5.09%13.53M
-4.25%12.19M
-2.52%12.02M
2.00%50.38M
-9.68%12.44M
-2.55%12.88M
8.15%12.73M
15.97%12.34M
Occupancy and equipment
32.11%5.16M
60.67%1.59M
21.84%1.19M
24.26%1.22M
21.11%1.15M
0.96%3.9M
0.41%989K
5.49%980K
-4.01%981K
2.48%952K
Selling and administrative expenses
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
-4.50%10.87M
2.09%46.48M
-10.45%11.45M
-3.16%11.9M
9.31%11.75M
17.27%11.38M
-General and administrative expense
11.78%51.95M
55.22%17.78M
3.71%12.34M
-6.63%10.97M
-4.50%10.87M
2.09%46.48M
-10.45%11.45M
-3.16%11.9M
9.31%11.75M
17.27%11.38M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
-4.95%54.79M
-52.26%8.08M
-2.51%13.46M
18.79%16.3M
28.46%16.95M
77.11%57.65M
64.66%16.92M
75.75%13.81M
102.09%13.72M
73.02%13.2M
Income tax
-2.83%15.05M
-42.30%2.56M
-1.26%3.76M
29.29%4.47M
12.54%4.26M
56.55%15.48M
15.43%4.44M
78.10%3.81M
87.28%3.46M
83.37%3.78M
Earnings from equity interest net of tax
Net income
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
69.19%9.42M
Net Income continuous operations
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
69.19%9.42M
Noncontrolling interests
Net income attributable to the company
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
69.19%9.42M
Preferred stock dividends
0.00%988K
0.00%247K
0.00%247K
0.00%247K
0.00%247K
0.00%988K
0.00%247K
0.00%247K
247K
0.00%247K
Other under preferred stock dividend
Net income attributable to common stockholders
-5.86%38.76M
-56.92%5.27M
-3.05%9.46M
15.63%11.58M
35.79%12.45M
90.00%41.17M
97.86%12.23M
78.26%9.76M
102.63%10.02M
72.40%9.17M
Diluted earnings per share
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
41.18%0.48
98.73%1.57
104.35%0.47
90.00%0.38
123.53%0.38
78.95%0.34
Basic earnings per share
-5.10%1.49
-57.45%0.2
-5.26%0.36
18.42%0.45
41.18%0.48
98.73%1.57
104.35%0.47
90.00%0.38
123.53%0.38
78.95%0.34
Dividend per share
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.1
0.00%0.025
0.00%0.025
0.00%0.025
0.00%0.025
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
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--
--
--
Unqualified Opinion
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(FY)Oct 31, 2024 (Q4)Oct 31, 2024 (Q3)Jul 31, 2024 (Q2)Apr 30, 2024 (Q1)Jan 31, 2024 (FY)Oct 31, 2023 (Q4)Oct 31, 2023 (Q3)Jul 31, 2023 (Q2)Apr 30, 2023 (Q1)Jan 31, 2023
Total revenue 2.76%111.63M -6.47%27.29M 0.51%27M 6.81%28.5M 11.32%28.85M 31.85%108.64M 20.29%29.17M 26.46%26.86M 43.20%26.69M 41.89%25.92M
Net interest income 2.60%102.66M -5.10%24.9M 0.06%24.94M 6.64%26.24M 9.45%26.57M 30.50%100.05M 16.74%26.24M 24.26%24.93M 42.73%24.61M 43.76%24.27M
-Net interest income 24.46%285.42M 10.82%73.24M 19.23%71.65M 32.93%71.24M 39.81%69.29M 80.84%229.33M 57.09%66.09M 75.82%60.09M 107.35%53.6M 100.49%49.56M
-Including:Interest income from loans and lease 22.81%264.88M 8.36%67.1M 18.52%66.61M 30.36%66.1M 38.89%65.08M 75.08%215.69M 54.65%61.92M 69.47%56.21M 99.06%50.7M 91.14%46.86M
-Including:Other interest income 50.48%20.54M 47.38%6.14M 29.59%5.03M 78.04%5.15M 55.80%4.22M 276.29%13.65M 105.02%4.17M 283.70%3.88M 668.88%2.89M 1,213.59%2.71M
-Total interest expense 41.37%182.76M 21.30%48.34M 32.83%46.7M 55.25%45M 68.96%42.72M 157.79%129.28M 103.37%39.85M 149.10%35.16M 236.81%28.99M 222.74%25.29M
-Including:Interest expense for deposit 43.41%177.09M 22.42%47M 34.49%45.36M 57.87%43.47M 73.11%41.27M 176.89%123.49M 111.35%38.39M 164.99%33.73M 280.36%27.53M 268.54%23.84M
-Including:Interest expense for long term debt and capital securities -2.11%5.67M -8.16%1.34M -6.27%1.35M 5.51%1.53M 0.48%1.45M 4.34%5.79M 2.03%1.46M 3.39%1.44M 6.22%1.45M 5.86%1.45M
Non interest income 4.59%8.98M -18.75%2.38M 6.32%2.05M 8.82%2.26M 38.87%2.28M 49.91%8.58M 65.30%2.93M 63.98%1.93M 49.03%2.08M 19.04%1.64M
-Other non interest income 4.59%8.98M -18.75%2.38M 6.32%2.05M 8.82%2.26M 38.87%2.28M 49.91%8.58M 65.30%2.93M 63.98%1.93M 49.03%2.08M 19.04%1.64M
Credit losses provision 144.01%268K -15.22%156K 100.58%1K 93.25%-16K 132.99%127K -35.03%-609K 189.76%184K -3.01%-171K -203.85%-237K -19,150.00%-385K
Non interest expense 13.35%57.11M 55.65%19.37M 5.09%13.53M -4.25%12.19M -2.52%12.02M 2.00%50.38M -9.68%12.44M -2.55%12.88M 8.15%12.73M 15.97%12.34M
Occupancy and equipment 32.11%5.16M 60.67%1.59M 21.84%1.19M 24.26%1.22M 21.11%1.15M 0.96%3.9M 0.41%989K 5.49%980K -4.01%981K 2.48%952K
Selling and administrative expenses 11.78%51.95M 55.22%17.78M 3.71%12.34M -6.63%10.97M -4.50%10.87M 2.09%46.48M -10.45%11.45M -3.16%11.9M 9.31%11.75M 17.27%11.38M
-General and administrative expense 11.78%51.95M 55.22%17.78M 3.71%12.34M -6.63%10.97M -4.50%10.87M 2.09%46.48M -10.45%11.45M -3.16%11.9M 9.31%11.75M 17.27%11.38M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax -4.95%54.79M -52.26%8.08M -2.51%13.46M 18.79%16.3M 28.46%16.95M 77.11%57.65M 64.66%16.92M 75.75%13.81M 102.09%13.72M 73.02%13.2M
Income tax -2.83%15.05M -42.30%2.56M -1.26%3.76M 29.29%4.47M 12.54%4.26M 56.55%15.48M 15.43%4.44M 78.10%3.81M 87.28%3.46M 83.37%3.78M
Earnings from equity interest net of tax
Net income -5.73%39.75M -55.80%5.52M -2.98%9.71M 15.25%11.83M 34.85%12.7M 86.08%42.16M 94.10%12.48M 74.88%10M 107.63%10.26M 69.19%9.42M
Net Income continuous operations -5.73%39.75M -55.80%5.52M -2.98%9.71M 15.25%11.83M 34.85%12.7M 86.08%42.16M 94.10%12.48M 74.88%10M 107.63%10.26M 69.19%9.42M
Noncontrolling interests
Net income attributable to the company -5.73%39.75M -55.80%5.52M -2.98%9.71M 15.25%11.83M 34.85%12.7M 86.08%42.16M 94.10%12.48M 74.88%10M 107.63%10.26M 69.19%9.42M
Preferred stock dividends 0.00%988K 0.00%247K 0.00%247K 0.00%247K 0.00%247K 0.00%988K 0.00%247K 0.00%247K 247K 0.00%247K
Other under preferred stock dividend
Net income attributable to common stockholders -5.86%38.76M -56.92%5.27M -3.05%9.46M 15.63%11.58M 35.79%12.45M 90.00%41.17M 97.86%12.23M 78.26%9.76M 102.63%10.02M 72.40%9.17M
Diluted earnings per share -5.10%1.49 -57.45%0.2 -5.26%0.36 18.42%0.45 41.18%0.48 98.73%1.57 104.35%0.47 90.00%0.38 123.53%0.38 78.95%0.34
Basic earnings per share -5.10%1.49 -57.45%0.2 -5.26%0.36 18.42%0.45 41.18%0.48 98.73%1.57 104.35%0.47 90.00%0.38 123.53%0.38 78.95%0.34
Dividend per share 0.00%0.1 0.00%0.025 0.00%0.025 0.00%0.025 0.00%0.025 0.00%0.1 0.00%0.025 0.00%0.025 0.00%0.025 0.00%0.025
Accounting Standards US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP US-GAAP
Audit Opinions Unqualified Opinion -- -- -- -- Unqualified Opinion -- -- -- --

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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