How to explain the situation of declining revenue and net profit in the third quarter? Why is the provision coverage ratio still increasing? Can dividends be increased? Bank of Guiyang executives face questions from investors.

① Some investors bluntly pointed out that “revenue and profit growth rates are not ideal” in the three-quarter report, and Chairman Zhang Zhenghai responded. ② Governor Sheng Jun explained why the non-performing rate improved in the third quarter and why the provision rate continued to rise. ③ Investors questioned the slowdown in the company's loan growth rate, and Bank of Guiyang management responded.

cls.cnNov 5 20:17

"Idle period" a month later, banks issued a dense perpetual bond: Minsheng Bank opened the issuance prelude of the fourth quarter, followed by China Merchants Bank, Ping An, and Bank of Suzhou in November.

①From the perspective of the issuer type, the issuance of perpetual bonds by banks shows a relatively larger number of issuances by small and medium-sized banks, with relatively larger issuance sizes by state-owned large banks and joint-stock banks; ②Issuing perpetual bonds can effectively supplement the banks' other Tier 1 capital, enhance capital adequacy ratio, which can both meet regulatory requirements and strengthen risk resilience.

cls.cnNov 5 18:19

The first bank to significantly raise rates against the market! As of November 8, bank of shanghai will increase the interest rate on personal notice deposits, while many other banks are still following with rate cuts.

After adjusting the deposit benchmark interest rate one week later, bank of shanghai announced a significant increase in the notice deposit interest rate. The interest rate for one-day and seven-day products increased by 0.65 and 0.67 percentage points respectively. Since the current round of 'interest rate cuts,' many banks have been gradually following up on lowering various product rates. As of the time the journalist submitted the article, it was only found that bank of shanghai was adjusting the rates of its special deposit products upwards.

cls.cnOct 30 18:39

Jiangsu listed Chengnong Rural Commercial Bank's third-quarter revenue and net profit showed significant differentiation, what is the reason? Jiangyin, Sunong, and Zijin, all three companies saw a decrease in revenue for the quarter.

Among the 6 listed banks in jiangsu that have released quarterly reports, jiangsu jiangyin rural commercial bank, jiangsu suzhou rural commercial bank, and jiangsu zijin rural commercial bank all faced the pressure of a decrease in total operating income in the third quarter of 2024, with decreases of 7.97%, 3.27%, and 9.05% respectively. Not only are the performance of city commercial banks and rural commercial banks significantly diverging, but even among rural commercial banks, there is a noticeable divergence in the declines in revenue and net income growth rates.

cls.cnOct 29 22:02

The upward trend of interest spread is no longer! Lanzhou Bank's third quarter report: the middle business continues to drag down revenue performance, and the non-performing loan ratio has increased by 0.1 percentage points compared to the beginning of th

①Lanzhou Bank achieved operating income of 6.053 billion yuan in the first three quarters, a year-on-year decrease of 3.02%; net income attributable to mother 1.495 billion yuan, a year-on-year increase of 0.95%. ②At the same time, Lanzhou Bank's net interest margin, which was on the rise in the first half of this year, once again further declined to 1.49%.

cls.cnOct 29 07:56

bank of guiyang's revenue in the first three quarters was 10.937 billion yuan, continuously declining year-on-year for 6 consecutive quarters, and the non-performing loan ratio decreased to 1.57%.

①The proportion of Guiyang Bank's time deposits to total deposits increased from 62.83% at the beginning of the year to 68.52% in the third quarter. ②The net interest margin of Bank of Guizhou at the end of the third quarter remained stable at 1.80%, a decrease of 0.01 percentage points from the end of June this year. ③In the latest quarterly report, the non-performing loan ratio of Bank of Guiyang decreased from 1.62% in the half-year to 1.57%, a decrease of 0.05 percentage points.

cls.cnOct 28 21:08